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Money, tax and benefits
Mortgages
Make finding a mortgage easier
Our impartial, practical information and tools can help you get a foot on the property ladder or move from your existing home
What is a mortgage?
How mortgages work, where to get one and the different deals available
Types of mortgage
Repayment (capital and interest) and interest only mortgages explained; fixed rate, variable rate and other interest rate deals;flexible, current account and offset mortgages features
Choosing a mortgage - where to start
Different types of mortgage adviser and how they work, how to shop around yourself, the difference between mortgage advice and information
Mortgage application process
The key steps to follow when you apply for a mortgage, whether you're applying for the first time or changing lender
How lenders decide how much you can borrow
Getting a mortgage - find out how much you can borrow and making sure you can afford it
Additional links
Get the facts
Impartial information from the Financial Services Authority (FSA)
Do it online
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